Millionaire Habits: How to Achieve Financial Independence, Retire Early, and Make a Difference by Focusing on Yourself First

From the Inside Flap In Millionaire Habits: How to Achieve Financial Independence, Retire Early, and Make a Difference by Focusing on Yourself First, celebrated personal finance expert Steve Adcock delivers an insightful and practical discussion of how to prepare yourself to make positive changes in the world by prioritizing your financial independence, health and fitness, and volunteerism. You’ll learn why it’s not possible to help others if we’re too busy playing catch-up with our own finances and physical health. Just as our flight attendants urge us to put our own oxygen masks on first before helping others with theirs, the author shows us how to build wealth so we can put ourselves in a position to contribute to the well-being of our loved ones and community members. Millionaire Habits explores the personal wealth equation: Wealth = Income + Investments – Lifestyle. It explains why the only true wealth is what’s left over after you subtract lifestyle expenses and shows you how “saving money” isn’t a goal in and of itself, but rather the result of the personal wealth equation. The book explains how to become truly financially independent by making yourself―and your family―your first priority. It builds on the old saying, “Pay yourself first,” with concrete guidance and practical advice that helps you build wealth and snowball your investments and savings into even more gains. A fun, informative, and actionable blueprint for achieving financial independence at any stage of life, Millionaire Habits is a hands-on personal finance strategy guide that’s perfect for young professionals, working families, entrepreneurs, and anyone else hoping to realize financial security while they can enjoy it the most. From the Back Cover Build your financial future―and give back to others―by putting yourself and your family first Millionaire Habits: How to Achieve Financial Independence, Retire Early, and Make a Difference by Focusing on Yourself First is an easy-to-read and practical roadmap for financial independence and security. In the book, author Steve Adcock explores why “saving money” isn’t a goal in and of itself, but rather the end product of the personal wealth equation: Wealth = Income + Investments – Lifestyle. He shows you how to build a healthy financial future by focusing on yourself and your family first, making those most important to you your first priority as you plan ahead. You’ll learn to develop a “healthy selfishness,” which will allow you to put yourself in a financial and personal position to help others and give back to your loved ones, your neighbors, your community, and more. An essential and invigorating resource for working families, professionals at any stage of their careers, self-employed people, and anyone else looking for an effective way to build a resilient and lucrative financial future, Millionaire Habits is the actionable strategy guide for personal finance that regular people everywhere have been waiting for.